You Don’t Need More Motivation. You Need a System That Works With Your Brain, Not Against It.
If you’ve ever felt like you should be further ahead financially, you’re not alone — and it’s not your fault.
A free training with Heather Wagenhals Creator of the 3/5 Money Method™ 30-Year Pioneer in Behavioral Finance
If you’ve ever felt like you should be further ahead financially, you’re not alone — and it has nothing to do with intelligence or discipline. It has everything to do with how your brain is wired. In this session, you’ll learn a simple method that creates instant clarity and long-term momentum.
Most people don’t struggle with money because they’re “bad with money.”
They struggle because:
• Their financial system is too complicated
• Their brain is overwhelmed
• They procrastinate under stress
• Their habits weren’t built intentionally
• They’ve never been taught how money actually interacts with biology, emotion, and decision-making
For 30 years, I’ve taught one core truth:
Money problems are rarely about money. They’re about behavior, wiring, and repetition. The good news? Once you have a system aligned with how your brain actually works, everything becomes easier.That’s what the 3/5 Money Method™ delivers.
WHAT YOU’LL LEARN
In this training, you’ll discover:
• The Three Questions that instantly clarify your financial reality
• The Five Areas of Concern every financially successful person must manage
• Why budgeting fails — and why you should break it
• The real neurological reason you sabotage your financial progress
• How to eliminate overwhelm without spreadsheets, apps, or complex tools
• How to build a clear, personalized, sustainable financial strategy
• What to do each week to stay consistent without relying on willpower
This is not budgeting.
This is not “cut back on everything you enjoy.”
This is not a motivational pep talk.
This is practical behavioral finance, simplified for everyday use.
WHY THIS TRAINING IS DIFFERENT
Most financial advice focuses on:
• rules
• restrictions
• discipline
• guilt
• numbers
• deprivation
None of that works long-term — because it ignores the brain entirely.
The 3/5 Money Method™ is different because it is:
• based on human physiology and behavioral patterns
• built to be simple, not perfect
• easy to learn
• easier to maintain
• designed to work even when life is chaotic
• structured to build confidence through small, consistent wins
I’ve spent three decades helping people overcome:
• procrastination
• perfectionism
• fear and avoidance
• generational money patterns
• emotional spending
• inconsistency
This method brings everything together in one clear, uncomplicated system.
WHO THIS IS FOR
This training is for you if:
• You earn well but feel behind
• You want stability and clarity
• You start strong but don’t stay consistent
• You’ve tried budgeting and hated it
• You avoid dealing with money until it’s urgent
• You want simplicity, peace, and confidence
• You want a method that fits the reality of your life — not the fantasy of a financial textbook
If you want your financial life to finally feel manageable, structured, and calm…
You belong here.
ABOUT HEATHER WAGENHALS
Heather Wagenhals is a 30-year pioneer in behavioral finance and one of the longest-standing voices in the field of human-centered wealth building.
She is:
• Host of the long-running Unlock Your Wealth® show
• Author of multiple financial and behavioral transformation frameworks
• Creator of Keys to Riches® Financial Philosophy and the 3/5 Money Method™
• A specialist in brain-based financial decision-making
• A consultant, speaker, educator, and high-performance coach
• A leading authority in habit reprogramming and financial behavior
Heather’s work integrates neuroscience, psychology, and practical money systems into simple, sustainable frameworks that anyone can follow.
This training distills her decades of research and real-world application into one powerful session.
